Peoples' State Bank
I need a short-term loan quickly

Short-Term Loans

In our fast-changing society, millions of people are experiencing financial hardships every day. At Peoples State Bank, we know how hard it can be to cover unexpected costs, and we want to be here to support you in difficult moments. Sometimes you might need a little extra to pay off a bill. Therefore, we have created trustful partnerships to offer you a helping hand. Our partners will support you with 100, 200, or 300 dollar loans exactly when you need it.

What is a Short-Term Loan?

A short-term loan allows you to borrow an amount of money for temporary needs. The repayment period depends on the loan type you apply for, but generally, it is less than a year. These loans are different from traditional loans, having higher rates, and different repayment options. Therefore, they are not suitable for long-term purchases. Our customers choose these loans for emergency payments.

Can I Apply for a Loan with Bad Credit in Lake City Area?

Our partners offer credit score flexibility and encourage people with all credit types to apply for a loan. Lenders do not make a hard credit check through the traditional credit bureaus. They will focus more on your repayment capacity. We want to mention also that applying for a short-term loan does not affect your fico score.

How to Qualify for a Loan?

To qualify for a short-term loan at PSB-PDL, customers from Lake City area should meet the minimum suitability criteria:

  • to be a U.S. citizen or to have the Lake City, FL permanent residence;
  • to be at least 18 years old;
  • to have an active checking account;
  • to have a stable source of income;
  • to provide a valid address, email, and phone number.

What Are the Advantages of Short-term Loans?

  • Accessibility! The application process is safe and easy. Our customers can get a loan from the comfort of their homes.
  • Transparency! We partner only with trustworthy companies so that you will be informed about all the aspects of your loan contract. Our customers do not deal with hidden fees.
  • No hard credit check! Our partners perform only a soft credit check, and the majority of applicants get approved.

Peoples State Bank is here to support you during financial hardships. To apply for a short-term loan, drop by or contact us today and we'll get working on your loan right away.