Current Deposit Rates

Rates are subject to change daily.

Rates effective December 17, 2019

Account Description Term Compounding Annual
Interest
Rate
Annual
Percentage
Yield**
Certificate of Deposit
  3 Months 3 Months Daily 0.10% # 0.10%
  6 Months 6 Months Daily 0.15% # 0.15%
  12 Months 12 Months Daily 0.20% # 0.20%
  18 Months 18 Months Daily 0.25% # 0.25%
  24 Months 24 Months Daily 0.40% # 0.40%
  36 Months 36 Months Daily 0.70% # 0.70%
  48 Months 48 Months Daily 1.00% # 1.01%
  60 Months 60 Months Daily 1.15% # 1.16%
  $100,000 & Over 12 Months Daily 0.20% # 0.20%
Regular Savings*** n/a Daily 0.10% * 0.10%
Checking
  NOW Checking n/a Monthly 0.10% * 0.10%
  Horizon Club Checking*** n/a Monthly 0.10% * 0.10%
Money Market Checking
  $1 - 4,999 n/a Monthly 0.10% * 0.10%
  $5,000 - 24,999 n/a Monthly 0.15% * 0.15%
  $25,000 - 49,999 n/a Monthly 0.20% * 0.20%
  $50,000 - 99,999 n/a Monthly 0.30% * 0.30%
  $100,000 - 249,999 n/a Monthly 0.40% * 0.40%
  $250,000 & Over n/a Monthly 0.50% * 0.50%
Peoples Checking
  $0 - 4,999 n/a Monthly 0.10% * 0.10%
  $5,000 - 24,999 n/a Monthly 0.20% * 0.20%
  $50,000 - 99,999 n/a Monthly 0.30% * 0.30%
  $100,000 - 249,999 n/a Monthly 0.40% * 0.40%
  $250,000 & Over n/a Monthly 0.50% * 0.50%

Member F.D.I.C.


* The interest rate may change after the account is opened.

** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a fullyear at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earningsYou must maintain a minimum balance of $2,000 in the certificate account to obtain the disclosed APY.

*** You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY.

# Certificate of Deposit rates above reflect rates for customers with checking, NOW, Savings, or Money Market accounts only.

Please contact our New Accounts Representative for current rates for customers with other banking relationships.

The account shown may require a minimum daily balance and/or impose a penalty for early withdrawal.

Please refer to the attached information or contact our NEW ACCOUNTS REPRESENTATIVE AT 386-754-0002

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