Loan Accounts
Home Mortgage and Construction Loans
Home Mortgage Lending
Nothing is more rewarding than helping someone build or buy his or her first home. It's almost as exciting for us as it is for our customers.
At Peoples State Bank we have many options to choose from when building or buying a home. In addition to Home Equity Lines of Credit, we also participate in the following loan programs.
Conventional Loans
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Federal Housing Administration (FHA)
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Veterans Administration (VA)
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Rural Housing Service (RHS)
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We are a participating lender for applicants receiving SHIP funds for down payment.
Home Equity Loans
Everyone likes to get the lowest rate when borrowing. A Peoples State Bank Home Equity Loan has one of the lowest rates around and is often much lower than other forms of borrowing. These are some of the advantages of using a home equity line of credit:
- Lower interest rates than borrowing using other collateral.
- Credit line is available to use over and over as you need it.
- Easy access to your credit line by check or call us for a transfer to your checking account.
- You can use the credit line as Overdraft Protection to back-up your checking account.
- Interest paid can be deductible for income taxes in certain cases.*
For more information, please contact Lonnie Haltiwanger (386)754-2265 to get current mortgage loan information and rates.
