Peoples' State Bank
Personal Banking

Checking Accounts

Lifetime Free Checking

Lifetime Free Checking with no strings attached. No monthly maintenance fee and no requirement for Direct Deposit. Now you don't have to wait until you're 50 to get free checking. When you open your account with $200.00 or more you get a full featured checking account including monthly account statements that list all of the checks and deposits made each month.

And there's even more. Qualifying accounts are eligible for a $200.00 "No Bounce" Guarantee*. We'll honor an overdraft on your account up to $200.00 (excluding the Insufficient Funds fee of $30.00 per item and daily overdraft fee of $3.00) and you'll avoid the hassles and embarrassment of an occasional overdraft, no matter what the reason. The normal fees for Insufficient Funds will apply, but the checks or drafts won't be returned if they fall within this $200.00 limit. No interest will be charged on the amount that the account is overdrawn.

Other features include unlimited check writing, access to internet banking and bill payment+, ATM access and MasterMoney Card* access, free use of our on-site ATM, night depository, access to tellers and drive-thru banking, bank-by-mail, and no cut-off/same day credit for your deposits.

*This product is subject to credit approval. MasterMoney Debit Card and Credit Card products are also subject to credit approval. Other Fees may also apply. Any account with more than 5 overdrafts during a 12-month period may be subject to having this privilege revoked. Accounts that remain overdraft for more than 5 business days may also be subject to having the privilege revoked.


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