Peoples' State Bank
Business Banking

Commercial Analysis Checking

For active businesses with the need to process a significant volume of transactions, we offer Commercial Analysis Checking. You pay only for the services you use, and unlike many banks, you are not charged for making a deposit or when you deposit checks drawn on Peoples State Bank.

An opening deposit of $250.00 is required to establish your account. The following fees apply to the account:

Monthly analysis fee $12.00
Per check paid or electronic debit $0.15
Per check deposited not drawn on our bank $0.12
Rolled coin (each roll) $0.05
Currency (per 100 notes) $0.60

Balances in your account generate an earnings credit that can be used to offset your monthly analysis service charge. We apply the 13-week Treasury Bill rate to the average collected balance of your account, less the required reserves of 10% of your balance.

Please refer to the Other Services page for additional Business Banking services and features available.